About us

Pension Transfer Experts is a trading style of Holborn Assets Ltd which is backed by a multi-million-pound, family owned, international financial advisory business, employing over 400 staff.

About Pension Transfer Experts

Pension Transfer Experts is a trading style of Holborn Assets Ltd who are authorised and regulated by the Financial Conduct Authority. We have several advisers who are qualified to advise on Defined Benefit Pension Transfers and the firm holds the relevant FCA authorisation. We provide Defined Benefit pension transfer advice to direct clients and to clients of financial advisers who aren’t qualified or authorised in this area.

Pension Transfer Experts is a trading style of Holborn Assets Ltd, which is backed by a multi-million-pound, family owned, international financial advisory business, employing over 400 staff. Holborn Assets Ltd, is a UK based company and is a core part of the global business which also includes offices in Dubai, Malaysia, Cyprus and South Africa, with further offices opening soon in other countries.

In order to confirm our commitment to the highest standards of pension transfer advice we have adopted the Pension Transfer Gold Standard.

When do you need to have pension transfer advice?

You need to obtain pension transfer advice if any of the following applies to you:

1

You have a defined benefit pension – a pension providing a guaranteed income based on your salary and years of service with a previous employer

2

You have a defined contribution pension- an investment linked pension, which provides a guaranteed annuity.  Note a pension specialist may not be required

3

The transfer value is worth £30,000 or more

The obligation to seek pension transfer advice applies irrespective of where you are currently resident.

You can tell if you are required to obtain advice from a pension transfer specialist because this will be stated in the documentation that the pension scheme supplies to you.

THE PENSION TRANSFER GOLD STANDARD

The Pension Transfer Gold Standard

The Gold Standard is a voluntary code of good practice for safeguarded and defined benefit pension transfer advice, based around a set of principles.

Firms can adopt and promote this standard and principles, so consumers can better understand and find good advice, and be confident they are dealing with a firm that is going beyond minimum requirements when giving financial advice.  It lays down nine principles that we adhere to:

  1. Helping clients understand when advice is appropriate
  2. Ensuring advice given supports the clients overall wellbeing in the context of their stated objectives
  3. Ensuring client understanding and acceptance of all charges
  4. Ensuring the most appropriate and updated technical skills are applied
  5. Transparent management of Conflicts of Interest
  6. Helping clients understanding the cost of transferring benefits
  7. Avoiding unregulated investments and introducers*
  8. Transparency in advice processes and outcomes
  9. Promoting the Consumer Guide to the Pension Transfer Gold Standard
Chris Wicks
MD / Pension Transfer specialist

Chris runs the company on a day to day basis. He deals with a range of clients in the UK and overseas and is a specialist pension, retirement planning and investment consultant. Chris has been a financial planner for over 30 years. He qualified as a Chartered Financial Planner, a Chartered Wealth Planner and a Certified Financial Planner, for which he is a long standing assessor.

Chris also holds specialist pension (G60) and mortgage qualification (MAQ). He has worked for a number of major firms of Chartered Accountants and established a joint venture IFA firm with a firm of solicitors. He has contributed to the financial services trade press and national press on a variety of financial matters.

He is also an active networker on Linkedin, Facebook, and Twitter. Chris lives in Cheshire and is married with six children. He has recently completed a History degree at Manchester University, specialising in early medieval history.

Dawn Jones
Pension transfer specialist

Dawn has been a financial planner for almost 30 years and is an Associate of the Chartered Institute of Bankers, a Fellow of the Personal Financial Society and is a Chartered Financial Planner.

Dawn is a pension & retirement planning specialist and investment consultant and is currently studying for her MSc in Financial Planning and Business Management.

Dawn lives in Lincolnshire with her family and numerous dogs and cats as she has a passion for rescue. Dawn is currently studying for her MSc in Financial Planning and Business Management.

James Potts
Pension transfer specialist

James enjoys working with his clients to make complex matters simple and easy to understand. He helps the people he works with to understand where they are now, where they want to be and will then build a plan to help them get there.

James has a range of clients predominantly UK based, who rely on him for pension and investment advice on a regular basis. James lives in Sheffield and is married with three young children and enjoys spending time with family above all else. He is a Football Association Level 1 coach for his son’s team and enjoys playing football and getting to the gym as often as possible.

Having spent 4 years with the Halifax, 8 years with HSBC as a Senior Financial Planner and the last 8 years as an independent financial adviser, he brings 20 years of financial planning experience with him.

James is a Fellow of the Chartered Insurance Institute and a Chartered Financial Planner holding a wide range of industry qualifications.

David Wells
Pension transfer specialist

David is a Chartered Financial Planner, and has been operating in the financial industry for over 30 years, spending the majority of those with international banks across 3 continents.

He now manages a significant global client base. Having switched to financial planning in 2012, David is also a pension transfer specialist, and holds Chartered Membership of the CISI.

He lives in Middlesex with his wife and 2 children, of whom he is incredibly proud, and lists travelling, guitar and photography as his main hobbies, as well as being a long-suffering season ticket holder for West Ham United! He is also a keen 5k park runner and can often be found pounding the pavements on Saturday mornings!

Mohammad Uz-Zaman
Wealth Manager

Mohammad provides specialist private client and trustee investment advice, including advising on defined benefit pension transfers.

 

Qualifications 

  • Diploma in Financial Advice
  • Advanced Pension Transfer Certificate
  • Certificate in Regulated Equity Release
  • Certificate in Long Term Care Insurance
  • Associate Member of the Society of Trusts and Estate Practitioners (STEP)

 

Darren Madden
Paraplanning - Technical Support

Darren has been working in the Financial Services industry for the last 15 plus years. He started as a junior office administrator and worked his way up through the roles to where he is today.

Darren is committed and dedicated to the work he does. In his words, he is still learning and improving each and every day.

Outside of work, Darren builds customer PCs, plays Virtual Reality video games and he is an all round IT geek/nerd.

 

Qualifications 

  • CII - Diploma in Regulated Financial Planning
  • CII - Award in Pensions Update
  • CII - Certificate in Mortgage Advice
  • CII - Certificate in Equity Release
  • CII - Award in Long Term Care Insurance
Rob Clayton
DB Transfer Quality Assurance Manager

Rob's role is to check every DB Transfer advice case before it is issued to ensure that the Firm's standards of advice, research and reporting are maintained to a high level.

Rob lives in a small Devonshire village, just south of Exeter. Married to Sarah, they are the obedient property of a British Shorthair cat named Humphrey.

Back in the eighties, whilst visiting a Merseyside hostelry, Rob had an unexpected romantic clinch (birthday snog) from Mitzi Mueller, who at the time was the UK British Ladies' Wrestling Champion (true). She then got Rob in a half-nelson headlock in the car park (untrue).

 

Qualifications 

  • Certificate in Pension Transfer Advice
  • Fellow of Personal Finance Society
  • Certificate in Life & Pensions
  • Award in Pensions Update
  • Advanced Diploma in Financial Planning
Rachel Taplin
Supervisor For DB Pension Administration

Rachel has over 25 years of working in Financial Services with the last 5 predominantly in DB Pensions.

She is the first point of contact for all clients. Rachel arranges meetings for them with advisers, helps them with all onboarding documents, liaises with their other professional advisers and generally makes sure that the clients' journey is as smooth as possible from beginning to end.

 

Qualifications 

  • NVQ Level 3 in Customer Service
Kirsty Noonan
Financial Services Administrator

Kirsty has over 15 years experience in Financial Services and the Banking Sector.

She works as part of a team and is one of the first points of contact for all clients. Kirsty arranges meetings for clients with advisers, helping them with all the onboarding documents and requirements.

She liaises both internally and externally with colleagues, the clients and other professional advisers, making sure that their journey is as smooth as possible.

Jeremy Richardson
Graduate Management Trainee

Jeremy started his career with Holborn Assets as an intern in Johannesburg while still at university. After completing university, Jeremy returned to Holborn in South Africa working as an adviser.

After emigrating to the UK, he stayed on with Holborn Assets, but moved to a Graduate Trainee position in order to work his way up the ladder in a new jurisdiction.

 

Qualifications 

  • Bachelor of Commerce (Hons), University of Queensland

Would you like to speak to an FCA regulated IFA?

We are fully qualified specialist pension consultants
Get in touch

Pension Transfer Experts is a trading style of Holborn Assets Ltd which is authorised and regulated by the Financial Conduct Authority. Holborn Assets Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under firm reference 648817.  Holborn Assets Ltd is registered in England and Wales No. 09046342.  Registered address: Suite 5, Chester House 79 Dane Road, Sale Cheshire M33 7BP.

This website and the information contained within it is directed at individuals resident in the UK.

Pension Transfer Experts logo

Suite 5, Chester House, 79 Dane Road, Cheshire, M33 7BP
0161 969 2646
[email protected]

If you wish to register a complaint, please write to [email protected] or telephone 0161 969 2646.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.

Privacy Policy | Cookie Policy