Pension Transfer Experts is a trading style of Holborn Assets Ltd which is backed by a multi-million-pound, family owned, international financial advisory business, employing over 400 staff.
About Pension Transfer Experts
Pension Transfer Experts is a trading style of Holborn Assets Ltd who are authorised and regulated by the Financial Conduct Authority. We have several advisers who are qualified to advise on Defined Benefit Pension Transfers and the firm holds the relevant FCA authorisation. We provide Defined Benefit pension transfer advice to direct clients and to clients of financial advisers who aren’t qualified or authorised in this area.
Pension Transfer Experts is a trading style of Holborn Assets Ltd, which is backed by a multi-million-pound, family owned, international financial advisory business, employing over 400 staff. Holborn Assets Ltd, is a UK based company and is a core part of the global business which also includes offices in Dubai, Malaysia, Cyprus and South Africa, with further offices opening soon in other countries.
In order to confirm our commitment to the highest standards of pension transfer advice we have adopted the Pension Transfer Gold Standard.
When do you need to have pension transfer advice?
You need to obtain pension transfer advice if any of the following applies to you:
You have a defined contribution pension- an investment linked pension, which provides a guaranteed annuity. Note a pension specialist may not be required
The obligation to seek pension transfer advice applies irrespective of where you are currently resident.
You can tell if you are required to obtain advice from a pension transfer specialist because this will be stated in the documentation that the pension scheme supplies to you.
THE PENSION TRANSFER GOLD STANDARD
The Gold Standard is a voluntary code of good practice for safeguarded and defined benefit pension transfer advice, based around a set of principles.
Firms can adopt and promote this standard and principles, so consumers can better understand and find good advice, and be confident they are dealing with a firm that is going beyond minimum requirements when giving financial advice. It lays down nine principles that we adhere to:
- Helping clients understand when advice is appropriate
- Ensuring advice given supports the clients overall wellbeing in the context of their stated objectives
- Ensuring client understanding and acceptance of all charges
- Ensuring the most appropriate and updated technical skills are applied
- Transparent management of Conflicts of Interest
- Helping clients understanding the cost of transferring benefits
- Avoiding unregulated investments and introducers*
- Transparency in advice processes and outcomes
- Promoting the Consumer Guide to the Pension Transfer Gold Standard
Pension Transfer Experts is a trading style of Holborn Assets Ltd which is authorised and regulated by the Financial Conduct Authority. Holborn Assets Ltd is entered on the Financial Services Register https://register.fca.org.uk/ under firm reference 648817. Holborn Assets Ltd is registered in England and Wales No. 09046342. Registered address: Suite 5, Chester House 79 Dane Road, Sale Cheshire M33 7BP.
This website and the information contained within it is directed at individuals resident in the UK.
Suite 5, Chester House, 79 Dane Road, Cheshire, M33 7BP
0161 969 2646
If you wish to register a complaint, please write to [email protected] or telephone 0161 969 2646.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.